What am I responsible for as a business owner?
There are countless circumstances that may have a negative effect on your business, many of which are impossible to predict. The good news is that it is possible to prepare for any eventuality, thereby safeguarding your business from potential financial ruin. The best way to do this is with the right business insurance. However, as […]
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The insurance implications of working from home
Australians are increasingly working from home, with the most recent data from the Australian Bureau of Statistics indicating at least a third of us choose to work from home at least part of the time. A study by future trends research house McCrindle shows there are lots of different reasons why people work from home. In total, […]
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Telematics continues to evolve in insurance
Telematics technology has proven benefits when it comes to encouraging more responsible driving, with research indicating better driver behaviour is one of the main advantages in using this innovation. Black box or telematics technology is a way for businesses to collect data on how their employees are using company vehicles. Using telematics, businesses can collect […]
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Something very different is happening in our offices during August – we are a SALA venue.
We have been involved with SALA for many years as the sponsor for the Emerging Artist award and from 1st August 2019 we are also a SALA venue. It’s another way we are supporting the Arts community around the country. Artist Mirjana Dobson won the City Rural Helpmann Academy travel award in 2017 and it […]
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What is Volunteer Insurance?
Whether you run a charity, a not-for-profit, or regular live events, volunteer insurance exists to protect both you and the volunteers that work for you. From music festival ticket collectors to ongoing charity work, volunteers are often the most important part of your organisation, and they need to be protected from accidents. Volunteer Insurance will […]
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What you need to know about landlord insurance
If you’ve scrimped and saved in the hopes of achieving financial security through an investment property it makes sense to insure such a valuable asset. It’s no secret that Australians are among the most real-estate obsessed people in the world. Around two million Australians own an investment property. A disproportionate number of these people have […]
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Report highlights cyber risks magnitude
Human error is a key reason why data breaches occur. The Office of the Australian Information Commissioner’s (OAIC) first annual report on the notifiable data breaches (NDB) scheme shows it received 964 notifications from 1 April 2018 to 31 March 2019, a 712% increase on the previous voluntary scheme. While malicious or criminal attacks were […]
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Know the client. Know the policy.
I was reviewing a long-term clients renewal the other day and as it was time to approach alternative insurer markets on their behalf, I obtained updated information about the client’s situation and sent the quote request details out. Due to my clients occupation, I had a few declines back quickly and then started to get […]
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How to minimise being underinsured
Many Australians, especially those who own businesses, discover they don’t have the cover they need in the worst possible circumstances. Insurance is one of those subjects that many people glaze over. So, just to test how knowledgeable you are about this important but unsexy topic, see how many of the following you can answer. Questions […]
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