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Artists Insurance Quote

Public & Products Liability insurance is available for most arts activities. This policy will provide protection to you, where you have a liability at law for property damage &/or bodily injury to another person.

In order for City Rural Insurance Brokers to provide you with an Obligation Free Quote, please complete the following.

  • Personal Details

  • DD slash MM slash YYYY
  • DD slash MM slash YYYY
  • Note: Limit of Liability: $20,000,000 Public and Products Liability
  • Details of Exhibitions, Workshops / Classes per Annum

  • Contractors and Subcontractors -
    A contractor / subcontractor is engaged as part of an overall contract for which the insured is providing goods or services. They are people or entities who are engaged, under contract, to carry out work for an insured, usually on their behalf. They may supply plant, tools and materials to complete the work undertaken and typically have their own public liability insurance. E.g. – A lighting contractor you have engaged to supply & setup lighting for your show or a rigger setting up your equipment for a show.
  • General Information

  • Have you or anyone this policy is to cover (in the past 5 years)
  • Contractual Liability
    This policy does not cover liability in respect of Contractual liability: Any obligation assumed by You under any agreement or contract except to the extent that:
    1. the liability would have been implied by law;
    2. the liability arises from a provision in a contract for lease or real or personal property other than a provision which obliges You to effect insurance or provide indemnity in respect of the subject matter of that contract;
    3. the liability is assumed by You under a warranty of fitness or quality as regards to Your Products;
    4. the obligation is assumed under those agreement specified in the Schedule
    Duty of Disclosure

    In order to make an informed assessment of the risk and calculate the appropriate premium, your insurer needs information about the risk you are asking it to insure.

    For this reason, before you enter into a contract of insurance, you have a duty under the Insurance Contracts Act 1984 to disclose to your insurer every matter that you know, or could reasonably be expected to know, is relevant to the insurer’s decision whether to accept the risk and, if so, on what terms. The duty also applies when you renew, extend, vary or reinstate a contract of insurance.

    You do not have to disclose anything that:

    • Reduces the risk to be undertaken by the insurer;
    • Is common knowledge;
    • Your insurer knows, or in the ordinary course of its business, ought to know; or
    • If the insurer has waived your obligation to disclose.

    If you do not comply with your duty of disclosure, your insurer may be entitled to reduce its liability in respect of a claim or may cancel your contract of insurance. If the non-disclosure was fraudulent, the insurer may be able to avoid (or cancel) the contract of insurance from its beginning. This would have the effect that you were never insured.

    One important matter to be disclosed is the history of losses suffered by the person seeking insurance or any closely associated person or entity. As you are responsible for checking that you have made complete disclosure, we suggest that you keep an up to date record of all such losses and claims.
  • This field is for validation purposes and should be left unchanged.

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City Rural Insurance Brokers Pty Ltd

ABN 52 074 444 296 | AFSL 237491

200 Greenhill Road, Eastwood SA 5063
PO Box 7138 Hutt Street, Adelaide South Australia 5000

Telephone: (08) 8272 7785
Email: info@crib.com.au
Facsimile: (08) 8357 8994

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